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Earthquake insurance

Better Protection, Better Deductibles

Insurance coverage for earthquakes is generally not included in standard homeowners or renters insurance policies. If in the event of a major earthquake your family couldn't afford the cost of rebuilding or major repair, it might be time to consider Earthquake Coverage.

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What is Brush?

What is Brush?

Brush is any live or dead bushes, shrubs, trees, thicket, woody plants, pinecones, downed branches or vegetation around or near your property that can potentially light on fire and act as fuel for a wildfire.

Home Policy Cancelled due to Wildfire risk?

Home Policy Cancelled due to Wildfire risk?

A recent increase in wildfires means thousands of policies across the country are getting cancelled or reassessed as insurance providers look for ways to leave wildfire homeowner’s risks behind. If your home insurance has been dropped, is at risk or has been deemed “uninsurable” due to high wildfire risk, we can help.

Increasing Premiums Due to Wildfire Risk?

Increasing Premiums Due to Wildfire Risk?

Stop accepting absurd premium increases from your insurance carrier for your high risk fire home. Instead, make the switch to Lighthouse – we’ll get you better coverage and help you reduce costs or keep your current premiums as is.

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As Southern California Fires rage on, here’s how you can prepare, prevent & protect

POSTED: December 07, 2017
By Tim McGrath

Nearly 200,000 people have been forced to evacuate due to fires in the greater Los Angeles area. From the small snapshots and videos viewed through TVs, phones and computer screens across the country, the fires erupting throughout Southern California look like something out of a post-apocalyptic horror film. Smoke so black it looks like night. Entire mountain sides painted red with flames. Homes on fire, people running – all while firefighters work without sleep in a race against the wind.


Terry L. Briggs

Sr. Program Manager

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Sarena Wold

Marketing & Program Manager

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